The comprehensive Invoice-to-Cash platform powered by AI for finance department

600+ clients worldwide

Measurable results

100 %

0 days

or more of DSO reduction

0 %

of teams on high value-added tasks

20 to 0 %

reduction in disputes

0 %

of I2C tasks automated

x 0

cash visibility

Accelerated

financial close

For which companies?

For finance departments facing complexity, high volumes, and scattered processes.

CashOnTime supports companies for whom the accounts receivable is a strategic issue:

Multi-site, multi-subsidiary, multi-ERP

High volume of invoices and cash receipts

Frequent and varied disputes

Multiple stakeholders (sales administration, commerce, finance)

Varied customer type

Complex B2B flows

Where complexity increases, CashOnTime brings simplicity, consistency, and performance.

For teams looking for:

Your challenges

The Invoice-to-Cash cycle requires a level of efficiency that manual processes can no longer achieve.

I2C teams must absorb:

more invoices
more disputes
more pressure on cash flow
more customer requirements
more disparate tools
more operational complexity, enhanced by e-invoicing
less bandwidth and reduced operational resilience within teams

Processes are still too manual:

time-consuming manual tasks (Excel, emails, matching)
recurring, non-prioritized disputes
lack of clear management of the accounts receivable
different practices depending on the sites/subsidiaries/ERPs
limited visibility on payment behaviors
uneven collection depending on the teams
massive administrative efforts in the back office

Our commitment: transform your Invoice-to-Cash cycle

CashOnTime provides you with a complete, structuring and immediately profitable solution.

Accelerate cash flow & reduce DSO

Faster cash receipts
Smart and prioritized dunning
Reduced and better monitored disputes
Reliable cash flow forecasts

Massively reduce manual tasks

Automatic matching
Smart reconciliations
Automated multichannel dunning, ensuring smooth interaction with customers
Simplified and standardized workflows

Improve overall visibility and decision making

Centralized view of invoices, payments, disputes
Multi-site consolidated KPIs
Analysis of payment behaviors
Risks detected in real time

Harmonize and standardize I2C processes

A single repository
Consistent practices across the group
Streamlined collaboration between Sales administration, Finance, and Commerce
Less reliance on in-house experts

Reduce risks and outstanding payments

Automated internal and/or external scoring
Credit policies applied automatically
Alerts in case of exceedance/anomalies
Prioritization of actions according to the probability of outstanding payments

Ensure cash flow forecast reliability

AI models based on real behaviors
More accurate cash projection
Built-in payment probability
Multi-ERP consolidated view

The complete Invoice-to-Cash platform

Automate, harmonize, and accelerate your entire I2C cycle on a single AI-driven platform.
CashOnTime unifies your data, teams, and workflows for smooth, faster, and more reliable execution at scale.

Customer credit management

Secure your sales with smart and automated risk control

CashOnTime analyzes customer solvency in real time using AI and internal scoring, automatically applies credit policies, and alerts your teams in case of exceedances, weak signals, or unusual behaviors.

Connectors allow for the integration and management of key information from the ecosystem: credit insurers (bi-directional connectors) and financial information providers (rating agencies). Credit limits can be managed by buyer or by legal entity, including in multi-site and multi-ERP environments.
Decisions are thus standardized, outstanding payments reduced, and validations streamlined, for controlled and profitable revenue growth.

Collection & dispute management

Prioritize your actions and accelerate cash receipts

Thanks to automated multichannel dunning, adaptive scenarios, and AI prioritization, your teams focus on the highest-value actions.
You reduce the DSO, increase collection rates, and streamline each interaction with your customers.

Matching automation

Free your teams with automated and smart matching

AI and your business rules automatically and massively reconcile payments, even the most complex ones: partial payments, discounts, exchange rate differences, credit notes, and multiple transactions on different entities, including with international bank accounts.

The AI automatically reads and extracts information from transfer advices (PDF, Excel, etc.) with email scraping. It allows for pre-reconciliation and ensures that you never send a dunning notice to a customer who has already announced their payment. Maximum time saving

Result: an accelerated financial close, fewer errors, fewer reprocessing, and a significant time savings for your accounting teams with 70% of I2C tasks automated, freeing up your back-office.

Deduction & dispute management

Accelerate the resolution of your disputes and reduce their volume by up to 40%

CashOnTime centralizes all customer deductions and disputes in a single repository. The solution expertly manages complex flows, including credit note requests and buyer self-invoicing (historically known as “debit notes”), ensuring compliance with the upcoming e-invoicing reform.

CashOnTime automatically categorizes disputes and deductions, identifies the root causes (root cause analysis), and allows you to address structural issues (logistics, invoicing, quality…).

CashOnTime smartly manages the credit note cycle: it automatically identifies deductions, categorizes it as valid (with automatic issuance of the credit note) or invalid (with categorization in dispute mode for action). The full range of CashOnTime benefits allows you to significantly increase the collection of unjustly deducted amounts by your buyers.

Faced with large groups or “major players” who generate significant deductions (credit note requests or self-invoicing, e.g., debit notes), CashOnTime equips you with complete visibility and traceability.

By documenting each deduction with unmatched precision, the platform rebalances the power dynamics. This makes it more difficult and costly for the buyer to issue and maintain invalid deductions.

Thanks to all the contributions of CashOnTime, you significantly increase the collection of unjustly deducted amounts by your buyers and turn these potential losses into immediate cash for your company.

You reduce processing times, back-office efforts, avoid financial losses, and improve service quality.

Customer portal & payments

Accelerate cash receipts and deliver a modern experience to your customers

A single portal to view invoices, discuss disputes, submit supporting documents, and pay online.
You reduce friction, limit objections, and sustainably improve customer satisfaction — all while generating cash faster.

Analysis & prediction

Manage your accounts receivable with reliable insights and real-time visibility

CashOnTime unifies your data and generates forecasts based on payment behaviors, detected risks, and the history of your transactions.
You access consolidated, multi-subsidiary, multi-ERP dashboards, and accurately anticipate your cash flow.